“The Importance Of Having Health Insurance”: The 2014 Factor No One Is Talking About — Seniors Are Turning On The GOP
Congressional Republicans have passed a budget, raised the debt limit and punted on immigration reform with one goal in mind. They want to make the 2014 midterm elections about Obamacare.
The party seems to be so confident of this strategy that it doesn’t appear to have any “Plan B,” as The Washington Post‘s Greg Sargent continually points out.
While going all-in on the Affordable Care Act makes sense inside the right-wing mindset, where the law is one Fox News interview from disappearing to wherever Mitt Romney was supposed to go, seniors — America’s most reliable voters — may end up leading a backlash against a post-government-shutdown Republican Party that is even less popular now than when George W. Bush left office.
Undoubtably, the poll numbers for the president’s health law remain low months after HealthCare.gov’s bungled rollout — even though it has helped lead the country to the lowest uninsured rate in five years.
But since the 2010 election, after which real, live Americans began gaining health insurance coverage due to the Affordable Care Act, has there been even one election that has been swayed by Obamacare?
Having been the godfather of the law didn’t cost Mitt Romney the 2012 GOP primary. Having signed the bill into law didn’t cost President Obama his re-election. It didn’t stop Democrats from picking up seats in the Senate and the House. Since 2012, Governor Chris Christie (R-NJ) was re-elected after accepting Medicaid expansion and Terry McAuliffe won Virginia’s governorship with a jobs plan centered upon expanding Medicaid.
In Florida, Democrat Alex Sink narrowly leads Republican David Jolly in a special election to replace Rep. Bill Young (R-FL), who passed away late last year. As Jolly attacks Sink on Obamacare, Sink defends the most popular part of the law — the ban on insurers considering pre-existing conditions — and attacks Jolly on Medicare.
Republicans exploited seniors’ fears of Medicare cuts in 2010 — then voted for the same cuts when they took the House. They also went a step further by proposing a plan to radically remake the single-payer system that provides health coverage to every American 65 or older.
Jolly, a lobbyist, has never officially endorsed or voted for the plan created by Rep. Paul Ryan (R-WI) to turn Medicare into a voucher system. However, nearly every sitting Republican member of the House has.
Ryan’s plan and opposition to Obamacare earned him boos when he spoke at the AARP convention as Mitt Romney’s running mate in 2012. And it was certainly part of the reason he was barely visible in the last few weeks of the campaign.
And since the 2012 election, Republicans’ standing with seniors has only deteriorated.
“In 2010, seniors voted for Republicans by a 21-point margin (38 percent to 59 percent),” Democracy Corps’ Erica Siefert noted in her post “Why Seniors Are Turning Against The GOP,” published months before the government shutdown.
In the latest McClatchy-Marist National Poll, the GOP only had a 4-point margin over Democrats.
The same poll found that 58 percent of adults 45-59 and 54 percent of those 60 and older had an unfavorable view of the president. However, 73 percent of adults 45-59 and 74 percent of those 60 and older also reported an unfavorable view of Republicans in Congress.
Democrats recognize that Obamacare may be a liability and are circulating talking points that call attention to the fact that “65 percent of voters agree with the statement ‘we’ve wasted too much time talking about Obamacare and we have other problems to deal with.’” This aligns with polls that show again and again that most people would rather keep and fix the law than repeal it completely.
But it’s quite possible that the GOP’s stand on Medicare could ultimately be more harmful to their prospects than Obamacare is for Democrats.
Any Republican who sticks with repeal can be charged with wanting to raise prescription drug prices for seniors. Along with eliminating the closing of the Medicare drug “donut hole,” repeal also would erase subsidies that are potentially helping millions of older Americans afford care.
“I just cried, I was so relieved,” said 58-year-old Maureen Grey after using her new plan — purchased with the help of Obamacare subsidies — to visit a doctor.
Adults aged 55-64 make up 31 percent of the new enrollees in the health care marketplaces set up by the law. A new Associated Press report notes that workers nearing retirement have been hardest hit by the Great Recession and are in the most desperate need of what the law offers:
Aging boomers are more likely to be in debt as they enter retirement than were previous generations, with many having purchased more expensive homes with smaller down payments, said economist Olivia Mitchell of University of Pennsylvania’s Wharton School. One in five has unpaid medical bills and 17 percent are underwater with their home values. Fourteen percent are uninsured.
As of December, 46 percent of older jobseekers were among the long-term unemployed compared with less than 25 percent before the recession.
And those financial setbacks happened just as their health care needs became more acute. Americans in their mid-50s to mid-60s are more likely to be diagnosed with diabetes than other age groups, younger or older, accounting for 3 in 10 of the adult diabetes diagnoses in the United States each year. And every year after age 50, the rate of cancer diagnosis climbs.
For many of these Americans, the Medicare guarantee isn’t some distant, theoretical promise. It’s a necessity.
And with Obamacare bridging the gap until retirement, Republicans may find that their decision to make the 2014 election about health care will be as ill-advised as shutting down the government to defund it.
By: Jason Sattler, The National Memo, February 18, 2014
“A New Front In The War On Poverty”: The Affordable Care Act Will Do For Most Americans What Medicare Did For Seniors
Buried in Sunday’s Washington Post was a small notice of a study on senior citizens living in poverty. The numbers have plummeted from the late 1960s, according to a study of census data done by the Akron Beacon Journal.
27 percent of seniors were living in poverty more than 40 years ago, compared to only 9 percent today. There are 3.7 million seniors living in poverty today as compared to 5.2 million in 1969, while the number of seniors has more than doubled during that time, up to 40.6 million.
So who says President Lyndon Baines Johnson’s War on Poverty was a failure?
The reasons for this drastic reduction can be placed squarely on retirement programs like 401(k)s, Social Security and the establishment of Medicare in 1965. In addition, many continue to work post-65, many saw the tough times of the Depression and World War II and have been careful and frugal.
Another important change that I was involved in back in the 70s working for Sen. Frank Church, who was Chairman of the Aging Committee, involved the capital gains tax on the sale of one’s home. Congress passed an exemption for seniors who sold their homes and downsized, saving them substantial sums from taxes on their primary nest egg. Prices of homes had gone up and this change was crucial for many seniors and is still important today.
But there are still too many Americans, both young and old, living in poverty. Too many are without jobs, too many have jobs that don’t pay enough to raise a family and the future of pensions and retirement savings is far from certain. A new Kaiser study even indicates that additional health expenses could raise the percentage of seniors in poverty up from 9 percent to 15 percent.
And that is why the importance of the Affordable Care Act cannot be understated. Before Medicare, many seniors were one serious illness removed from bankruptcy. Today, the same is true for many Americans. The ACA, when it is fully implemented, will do much the same as Medicare to keep Americans out of poverty.
Here is what life was like before Medicare: The cost of health care for seniors kept many from having even basic hospital coverage. Only one in four had insurance that would cover 75 percent of a hospital stay, and half of all elderly Americans had no insurance at all.
The point is that when we look back at American life in the pre-Johnson era, the pre-Medicare era, we faced a daunting problem. We did much to solve that problem for the vast majority of seniors. Now, with the ACA, we can do the same for most Americans.
By: Peter Fenn, U. S. News and World Report, February 10, 2014
“Letting The Debt Ceiling Cave In On Seniors”: Republican Actions Could Well Spell Disaster For Them In The Mid-Term Elections
Democrats used to be able to count on the senior citizen vote. After all, it was FDR who created Social Security and Lyndon Johnson who created Medicare. But, hello, that was about 75 years ago and 50 years ago, respectively! Times do change.
As I like to scream at my Democratic friends, the post-65 generation were Ronald Reagan voters and had zip to do with FDR and LBJ.
As most now know, the only age group to support John McCain was the 65+ crowd and Romney beat Obama handily among seniors in 2012. Romney got 56 percent of the senior vote and McCain go 53 percent to Obama’s 45 percent in 2008.
The 45-64 group was very close in 2008 and Romney narrowly won it in 2012. And this was when Obama was the first Democrat since Carter in 1976 to receive more than 50 percent of the vote.
So what is my point?
Republicans have taken serious hits for their efforts to shut down the government and their possible refusal to raise the debt limit. In my blog post last week, I quoted Ronald Reagan on the debt limit. He got the message; he never drank the Kool Aid on that one.
But here is a very serious problem for the Republicans. If they really go through with their draconian plan, sure it hurts everyone, hurts the economy big time. But who does it especially freak out? You got it, senior citizens.
Why? The retired and those who live on fixed incomes and who have to draw on their retirement accounts get hammered. The last time the Republicans even threatened to hold the debt limit hostage in 2011, the stock market went down 17 percent.
Let me repeat that: After the debacle of 2008 and the economic meltdown, the stock market took a 17 percent hit for one reason and one reason only – Republicans doing what Reagan had warned against. Plus, the U.S. credit was downgraded, which was unprecedented.
Seniors can’t afford to have that happen again and they know it – their 401(k)’s can not become 201(k)’s. The crash in 2008 and the double digit hit in 2011, if repeated, will affect those who are retired and those planning on retirement, and that is about 50 percent of the voters. If Republicans lose substantial numbers of those who are over 50 years old, it won’t just impact their chances of winning the presidency, with the changing demographics of race and ethnicity, but it could well spell disaster for them in the mid-term elections as well. Republicans could lose the House and not make the gains they want in the Senate.
Republicans may think they are going strong with their base of tea party radicals bashing the Affordable Care Act, but nothing impacts voters as much as watching their monthly savings and retirement statements tank.
Seniors and upcoming retirees watch their stocks and bonds and IRAs and 401(k)’s like a hawk and if Republicans get the blame for big losses, trust me, they will feel it big time at the polls next November and for many Novembers to come.
Shutting down the government and defaulting on our obligations are not just bad policy, but they are really bad politics for the Republicans. They simply cannot afford to watch their advantage with the 50+ age group evaporate.
The real question is will the Republicans come to their senses? It is not a sure bet.
By: Peter Fenn, U. S. News and World Report, September 23, 2013
“Extreme, Divisive And Out Of Touch”: Why Seniors Are Turning Against The GOP
There’s something going on with seniors: It is now strikingly clear that they have turned sharply against the GOP. This is apparent in seniors’ party affiliation and vote intention, in their views on the Republican Party and its leaders, and in their surprising positions on jobs, health care, retirement security, investment economics, and the other big issues that will likely define the 2014 midterm elections.
We first noticed a shift among seniors early in the summer of 2011, as Paul Ryan’s plan to privatize Medicare became widely known (and despised) among those at or nearing retirement. Since then, the Republican Party has come to be defined by much more than its desire to dismantle Medicare. To voters from the center right to the far left, the GOP is now defined by resistance, intolerance, intransigence, and economics that would make even the Robber Barons blush. We have seen other voters pull back from the GOP, but among no group has this shift been as sharp as it is among senior citizens:
—In 2010, seniors voted for Republicans by a 21 point margin (38 percent to 59 percent). Among seniors likely to vote in 2014, the Republican candidate leads by just 5 points (41 percent to 46 percent.)
—When Republicans took control of the House of Representatives at the beginning of 2011, 43 percent of seniors gave the Republican Party a favorable rating. Last month, just 28 percent of seniors rated the GOP favorably. This is not an equal-opportunity rejection of parties or government — over the same period, the Democratic Party’s favorable rating among seniors has increased 3 points, from 37 percent favorable to 40 percent favorable.
—When the Republican congress took office in early 2011, 45 percent of seniors approved of their job performance. That number has dropped to just 22 percent — with 71 percent disapproving.
—Seniors are now much less likely to identify with the Republican Party. On Election Day in 2010, the Republican Party enjoyed a net 10 point party identification advantage among seniors (29 percent identified as Democrats, 39 percent as Republicans). As of last month, Democrats now had a net 6 point advantage in party identification among seniors (39 percent to 33 percent).
—More than half (55 percent) of seniors say the Republican Party is too extreme, half (52 percent) say it is out of touch, and half (52 percent) say the GOP is dividing the country. Just 10 percent of seniors believe that the Republican Party does not put special interests ahead of ordinary voters.
—On almost every issue we tested — including gay rights, aid to the poor, immigration, and gun control — more than half of seniors believe that the Republican Party is too extreme.
What do seniors care about now? Our Democracy Corps July National Survey found that:
—89 percent of seniors want to protect Medicare benefits and premiums.
—87 percent of seniors want to raise pay for working women.
—79 percent of seniors think we need to expand scholarships for working adults.
—77 percent of seniors want to expand access to high-quality and affordable childcare for working parents.
—74 percent of seniors want to cut subsidies to big oil companies, agribusinesses, and multinational corporations in order to invest in education, infrastructure, and technology.
—66 percent of seniors want to expand state health insurance exchanges under Obamacare.
All of these issues will be critical to the national debate as the 2014 election nears. The more seniors hear from Republicans on these and other issues, the more we can expect the GOP’s advantage among this important group to decline. And we can count on one thing in 2014: Seniors will vote.
By: Erica Seifert, The National Memo, August 7, 2013
GOP Meltdown: Paul Ryan Doubles Down On His Losing Southern Strategy
After years of drifting apart, the jobs report and the stock market aligned this week, at least momentarily, as unemployment fell to the lowest level in over four years while the Dow and the S&P 500 continued to climb. We’re hardly out of the woods— the workforce participation rate remains stuck in neutral, overall growth remains sluggish, and worker income is still lagging behind the stock market gains—but there are signs of hope.
Yet some things don’t change. As the sputtering economy tries to get into gear, House Budget Committee Chairman Paul Ryan keeps talking about depriving hard working-taxpaying Americans of their retirement benefits, while offering nothing in return. This is the strategy that failed Mitt Romney and Ryan in November, and that alienates not just senior citizens, but voters over 45 — one of the few groups that’s so far remained reliably right-leaning as Asians, Hispanics, upscale Episcopalians, graduate degree holders and others have abandoned the shrinking GOP tent.
If the President’s electoral playbook called for uniting the rich and poor and treating the middle class as an afterthought, the Congressman has a more direct, if less palatable, approach: he simply attacks the middle class, by trying to gut their earned entitlement programs.
Harping on social issues and bashing the 47 percent, along with Mitt Romney’s antipathy on the auto bailout, is why Republicans got their clocks cleaned in the industrial Midwest last November, eking out just a 5-point plurality among non-college grad white voters in the Great Lakes (a group they won by 19 points nationally).
Apparently, the failed vice presidential candidate has not internalized these lessons. Instead, Ryan & Co. seems to be doubling down on 2012’s failed bet, and treating working Americans as little more than moochers. A year ago, Candidate Ryan called for voucher care instead of Medicare for Americans who were then 55 and under. Now, he is pressing the idea of setting the cut-off at 56 in an effort to force more Americans off of Medicare.
Polling data consistently show that voters disapprove of vouchers for seniors, and Ryan’s gambit may have even cost the Republicans Florida.
It’s no surprise, then, that the few standing members of the ever-dwindling cohort of centrist House Republicans are furious with Ryan’s latest suggestion.
Tenaciously, Ryan continues to press ahead. As an unidentified member told The Hill, the “big problem was that a lot of people have been telling people that it’s 55 and that’s the number . . . And if you change it, it’s going to make us look like [liars].”
The sole source of income for most Americans now turning 65 is their monthly Social Security check, which averages a little more than $1,200 and that is before paying $100 a month for Medicare Plan B.
The origins of Ryanism trace back to John C. Calhoun’s South and Herbert Hoover’s America—and that is a losing coalition. Indeed, for a southern-based party like the current iteration of the Republican Party to regain traction, it must reach out to and make inroads with the Northern working class. Richard Nixon, Ronald Reagan and both Bushes demonstrated that this task was doable. And yet, the current crop of Republicans just does not seem to get it. When the party of the South decides to go it alone, it fails.
Single women now rival white evangelicals as a voting bloc, and the former – which preferred Obama to Romney by a staggering two-to-one margin—is just not cottoning to the Republicans’ message on personal autonomy or anything else. With childrearing and marriage increasingly distinct and recent studies showing that the life expectancies of subgroups of women are declining regionally, even as life expectancy on the whole is rising, a call to replace a long-established safety net with faux personal responsibility is not a winning message.
Religion also has lost traction at the lower end of the income spectrum, particularly outside of the South. Rather, regular worship is now the province of married upper-income Americans, be they Republicans or Democrats. SMU families and their Scarsdale counterparts have more in common than either may realize.
If the Republicans stay on their present course, the fate of the old Democratic Party awaits them.
Between 1860 and 1932, the Democrats were a Southern-based party that managed to elect only two presidents in 18 elections.
And in fact, Ryan the Midwesterner does seem to look to the South. He supported relief for the victims of Katrina, but opposed aid in the aftermath of Hurricane Sandy. At least on disaster funding, the Congressman can whistle Dixie. The question for the Republican Party is whether it has the will to change. After losing five straight elections to FDR’s New Deal Coalition, the Republicans got their act together. Will history repeat itself?
One thing is for sure: Alienating your base when you need every vote that you can get is not smart politics.
By: Lloyd Green, The Daily Beast, March 10, 2013
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