If for one moment anyone has the notion that for-profit health insurance companies are in the business of guarding the health (or wealth) of policyholders, that notion ought to be quickly dismissed in favor of the truth. For-profit health insurance giants guard profits.
I arrived outside the WellPoint annual shareholders meeting in a hotel in Indianapolis yesterday to be greeted by more guards (and some armed) than I have seen surrounding President Obama at times. Apparently just the prospect of having some of the legal shareholders question the business practices and ethics of the WellPoint board and CEO Angela Braly was very scary for the company and its elite leaders.
Some of the shareholders have in recent years put forward a resolution supporting WellPoint’s return to its non-profit roots. After last year’s meeting, the resolution earned 9.6 percent or 30,000,000 shareholder votes. The current leadership doesn’t like that nor do they like the efforts of the shareholders who keep challenging them.
One shareholder asked Ms. Braly at yesterday’s tightly controlled and guarded meeting, as a sort of speakers’ “shot clock” counted down her speaking time, “Tell me, Ms. Braly, could you please explain what you do that warrants a salary ($13.5 million annually) that is more than 375 public school teachers in Indiana earn?” Braly’s answer was a classic. No shot-clock running for the CEO as she explained that the board sets her compensation and it has to be competitive with the other comparable giants in the insurance industry. It is a breathtaking demonstration of greed and hubris.
I wondered how we have allowed this country to amble onward to the point where 1,275 Americans who carry health insurance go bankrupt every single day (if the courts stayed open seven days a week) while an insurance company CEO like Angela Braly pockets $140,000 for her day’s salary. Every day.
That’s quite a lot of money that doesn’t go to healthcare. That’s quite a lot of money for one person to earn in one day. That may be why such scary guards are needed outside WellPoint shareholder meetings – they wouldn’t want CEO Braly to have to mix it up with any of the policyholders or others who might question too directly what value the for-profit health insurance industry adds to the U.S. healthcare system. I also wondered how much money those guards cost. And the shot clocks to keep pesky questions to a minimum? And how about the pro-Angela and pro-profit softball questions planted in the room?
WellPoint, like the other major insurance giants, can claim the best profits ever this year. Times are good at the top. Things are not so good for millions of Americans who want for decent healthcare within a system that provides a progressively financed, single standard of high quality care. Medicare for all would be nice. The American Health Security Act of 2011, S915/HR1200 as offered by Sen. Bernie Sanders, I-VT, and Rep. Jim McDermott, D-WA, provides a model for moving forward. Public financing (yes, a single payer system) coupled with public and private delivery (not a single provider). No insurance giants paying huge board compensations and CEO salaries. No armed guards protecting the profit.
Outside the City Market in Indianapolis, in the rain and with no need for guards, the advocates of healthcare sanity gathered – and I was thrilled to be among the Hoosiers for a Commonsense Health Plan. We affirmed our commitment to the work ahead and to one another. We sang. We are shareholders in a society that values more than profit – we value behaving justly and humanely, and we’d like a healthcare system that reflects that.
Forgive my repetition of the theme, but health insurance is not healthcare. Health insurance is a financial product. Health insurance is a financial product sold to protect health and wealth which may well do neither. Health insurance is a defective financial product for millions of people who made what we felt were responsible decisions about protecting ourselves and our families from financial or health disaster with health insurance products that have loopholes and flaws big enough to leave thousands dead every year and hundreds of thousands bankrupt.
I will never have the salary or earnings of insurance CEOs like WellPoint’s Angela Braly. That’s OK by me because I’ll also, I hope, never need guards to keep those I have harmed and those I would harm from questioning me about why. But, my life and the lives of my loved ones, my neighbors and my friends are surely as valuable in terms of access to healthcare in America in 2011. The day will come.
By: Donna Smith, CommonDreams.org, May 18, 2011
May 18, 2011
Posted by raemd95 |
Affordable Care Act, Consumers, Health Care, Health Reform, Ideology, Insurance Companies, Politics, Public Health, Republicans, Single Payer, Under Insured, Uninsured, Wealthy | Bankruptcy, For Profit, Greed, Hoosiers for Commonsense Health Plan, Indiana, Insurance Industry, Policy Holders, Profits, Shareholders, WellPoint |
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Republican Gov. Scott Walker is steadily remaking the Wisconsin government, implementing conservative ideals and quietly consolidating power under the office of the governor. His actions range from the much-publicized move to strip collective bargaining rights from powerful public unions to the less-noticed efforts to add more political appointees at state agencies and take away responsibilities from Wisconsin’s democratically elected secretary of state.
Supporters have praised what Walker and his allies are doing as a long-overdue steps to cut spending and unnecessary bureaucracy. But critics fear a loss of public input and transparency in the way the state government operates.
“It’s a power grab,” said Doug La Follette, Wisconsin’s Democratic Secretary of State. “[Walker] wants to control everything.”
“It’s turning Wisconsin’s state government from a body that is charged with serving the needs of the people of Wisconsin, into making its first priority serving corporations — both inside and outside of Wisconsin,” added Scot Ross, executive director of the progressive group One Wisconsin Now. “This is the most massive turn toward privatization of public services in not only the history of the state of Wisconsin, but possibly across the country.”
Walker’s office did not respond to a request for comment for this report.
TURNING THE DEPARTMENT OF NATURAL RESOURCES INTO A ‘CHARTER AGENCY’
The Walker administration is developing a proposal that would turn the Department of Natural Resources (DNR) into the state’s first “charter agency,” a designation that would make it a self-contained entity able to operate outside many of the bureaucratic guidelines other agencies must follow.
Most significantly, DNR would have wider latitude over the hiring, firing and merit pay of employees — issues that also played out in the collective bargaining controversy a few months ago.
“We would be freed up from a lot of the red tape that slows things down,” DNR spokesman Bob Manwell told the Wisconsin State Journal. “We would still be a state agency; we would just be operating under a different set of guidelines.”
But what worries some environmentalists is how the agency will now view its central goals. According to a draft Walker administration document with “talking points” about the plan, DNR will be committed to “increasing customer outreach and assistance” and reducing “permit times for major air and water permits.”
“It’s implying that the customer is those who are seeking permits, so DNR employees will be encouraged to pump out permits with more leniency,” explained Anne Sayers, program director of the Wisconsin League of Conservation Voters. “And none of that is about protecting the air we breathe, the water we drink or the places where we hunt, fish and hike.”
“What really bothers me about it is, it sets up a pay-to-play mentality where they can reward DNR employees who are getting polluters sweetheart deals for their big contributors,” added Rep. Brett Hulsey (D-Madison), a member of the Natural Resources Committee.
Amber Gunn, the director of economic policy at Evergreen Freedom Foundation in Olympia, Wash., has been one of the leading voices advocating charter agencies around the country. In 2007, she wrote that it’s a “revolutionary concept” intended to “unravel the bureaucratic red tape that plagues many state agencies and replace it with results-driven motivation that promotes flexibility and innovation.”
In an interview with The Huffington Post, Gunn said one of the reasons the charter agency model is being discussed more widely is that it’s a way to cut spending without directly slashing services.
Washington’s Democratic Gov. Christine Gregoire has expressed support for exploring charter agencies. But according to Gunn, one of the reasons she wasn’t able to move forward with the change was the state’s strong collective bargaining laws, which have strict restrictions on contracting out for services.
“We would have to modify the collective bargaining agreements — at least in Washington — in order to oppose charter agencies. And no one wanted to touch that,” said Gunn.
The changes Walker and his GOP allies in the state legislature made to Wisconsin’s collective bargaining laws are currently on hold, while a court considers their legality.
Iowa has also experimented with charter agencies, but a 2011 report by the state auditor found that those agencies failed to deliver what they promised.
But what is most troubling to some Democratic legislators in Wisconsin is that this remaking of a government agency was originally going to be pushed through in an executive order — without any say by the legislature or any public hearings.
“If we’re playing our role as a separate branch of government correctly, we should — Democrats and Republicans alike — be questioning. How is it you can completely reform a state agency … without an act of the legislature?” asked Rep. Cory Mason (D-Racine), one of the lawmakers investigating the legality of such a move.
STRIPPING POWER FROM THE SECRETARY OF STATE
The Joint Finance Committee is expected to vote Thursday on a proposal to scale back the responsibilities of the Wisconsin Secretary of State, moving its notary public and trademark duties to the Department of Financial Institutions (DFI). The Department of Administration, which is part of the governor’s office, would take on other duties.
La Follette is adamantly opposed to the proposal, telling The Huffington Post that he was not consulted at all by the governor’s office about the changes and is lobbying committee members to vote against it.
“It’s a very dumb idea,” he said. “First of all, it won’t save money, which some people claim it would. Second of all, it will make Wisconsin difficult for people to do business. The governor’s slogan is, ‘Wisconsin is open for business,’ and I’m all in favor of that. … But in 46-47 states around the country, the Secretary of State has the responsibility for trademarks and notaries, and those are two of the functions he wants to move to this obscure agency called DFI. No other state has DFI.”
GIVING THE GOVERNOR POWER TO CHOOSE THE VETERANS AFFAIRS SECRETARY
Currently, one of the main duties of the seven veterans appointed by the governor to the Board of Veterans Affairs is to choose the secretary of the Department of Veterans Affairs. But under a proposal being considered by the Assembly, that power would be transferred directly to the governor. The bill would also change the number and tenure of board members.
Walker has not directly taken a position on the legislation, however, he was critical of the board’s membership during his campaign.
Veterans groups are divided on the proposal. The American Legion has said allowing the governor to choose the secretary would politicize the agency, whereas the Veterans of Foreign Wars has said it would “elevate this important role to a cabinet level position equal to all other agency heads where it rightfully belongs.”
But what most upsets outgoing Veterans Affairs Board member David Boetcher, who was appointed by former Democratic governor Jim Doyle, is this provision in the proposal: “Under current law, all of the members must be veterans, and at least two of the members must be Vietnam War veterans. Under the bill, all of the board members must have served on active duty, but need not have served in any particular war or conflict.”
According to Boetcher, that would bar National Guard and Reserve members from serving.
“It’s like, I guess their military service just wasn’t good enough for the governor, so he’s blocking them out,” said Boetcher, who himself was enlisted in the Wisconsin National Guard. “It’s strange, because with a lot of the benefit programs, some of the major users are National Guard and Reserve members — especially like the GI Bill. … Either way, a lot of the people served by the Wisconsin Department of Veterans Affairs are currently in the Guard and Reserve, but they’re going to be locked out of being on the board. Which I think is very unfortunate.”
Boetcher said there’s a possibility that the Assembly, which has been adding amendments to the bill, may change the language and allow National Guard and Reserve members to continuing serving on the board. The sponsor of the legislation, Rep. Kevin Petersen (R-Waupaca), did not return a request for comment.
CONSOLIDATING MEDICAID DECISIONS
Tucked into the budget repair bill Republicans initially proposed earlier this year was a provision granting the Wisconsin Department of Health Services (DHS) sweeping authority to make changes to the state’s Medicaid program — which covers one in five residents — with virtually no public scrutiny. According to an analysis by the nonpartisan Legislative Fiscal Bureau, the Walker administration can use “emergency” powers to allow DHS to restrict eligibility, raise premiums and change reimbursements — all moves traditionally controlled by the legislature.
Part of the reason that advocates were so alarmed at the legislation was that the man who heads DHS is Dennis Smith, someone who has advocated for states to leave the Medicaid program.
Jon Peacock, research director of the Wisconsin Council on Children and Families, equated it to if President Obama gave Health and Human Services Secretary Kathleen Sebelius total power to rewrite Medicare policy, even though it wouldn’t save any money in the current fiscal year.
“That’s what you have here,” said Peacock. “If President Obama proposed that, there would be rallies all over the country, and we would be marching out there arm in arm with Tea Party members, protesting against it.”
The legislation that was eventually signed into law eliminated the “emergency” powers but still gave the DHS administrator broad power to write regulations through the regular rule-making process.
By: Amanda Terkel, Huffington Post Politics, May 17, 2011
May 17, 2011
Posted by raemd95 |
Class Warfare, Collective Bargaining, Conservatives, Consumers, Corporations, Democracy, Democrats, GOP, Gov Scott Walker, Government, Governors, Ideologues, Ideology, Lawmakers, Medicaid, Middle Class, Politics, Public Employees, Public Opinion, Regulations, Republicans, Right Wing, State Legislatures, States, Union Busting, Unions, Wisconsin, Wisconsin Republicans | Bureaucracy, Charter Agencies, Environment, Environmentalist, Public Services, Veterns Affairs, Wiscon Sec of State, Wisconsin Dept of Natural Resources, Wisconsin Government |
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Is House Minority Leader Nancy Pelosi helping companies in her district get around new health care rules? Conservatives seem to think so, but their evidence is spotty at best.
Last month, the Obama administration granted a reprieve to 204 businesses and policyholders from new health coverage rules under the Affordable Care Act, bringing the total number of waivers to more than 1370. Many of the waivers are for limited benefit or so called “mini-med” plans—controversial rock-bottom plans that provide a very limited amount of coverage (sometimes as little as $2,000 a year) to beneficiaries that are used heavily in low-wage industries like the restaurant business. New federal rules require such plans to offer a minimum of $750,000 of coverage annually, and the waivers exempt the mini-med plans from such rules on a case-by-case basis.
The Daily Caller reported on Tuesday that businesses in Pelosi’s district received nearly 20 percent of the waivers in April, pointing out that many of them went to high-end restaurants and hotels. Sarah Palin piled on in a subsequent interview with the Caller, calling the discovery “unflippingbelievable!” and “corrupt.”
Pelosi’s communications director, Nadeam Elshami, pushed back against the criticisms in an email to Mother Jones, denying that Pelosi’s district received any special treatment. Her office also denied that it was at all involved in the process of granting waivers for these businesses. “It is pathetic that there are those who would be cheering for Americans to lose their minimum health coverage or see their premiums increase for political purposes,” Elshami wrote Tuesday afternoon, emphasizing that health-care waivers “are reviewed and granted solely by the Administration in an open and transparent process.”
In fact, the recent waiver applications from businesses in Pelosi’s district were not even received by the minority leader’s office. Rather, they were submitted directly to the Obama administration through a third-party company, Flex Plan Services, which provides benefit administration to companies in the Bay Area, Washington state, and elsewhere in the country, according to a statement issued by Richard Solarian, an assistant HHS secretary. On March 23, Flex Plan Services submitted applications for annual limit waivers for their clients’ health plan, including 69 businesses in California, 20 in Washington state, two in Georgia, and one in Alaska, including restaurants, home health care providers, and other service-based companies. On April 4, the U.S. Department of Health and Human Services approved the waiver request for all of Flex Plan Services’ clients—not just the ones in Pelosi’s district.
Flex Plan Services never contacted Pelosi’s office about their waiver request, and her office did neither provided any information to the company about the waivers nor helped facilitate the request, according to her spokesperson.
In other words, the reason the waivers were clumped together was because Flex Plan Services—which is in charge of administrating all of these businesses’ health care benefits—had issued a waiver request for the entire group of businesses. Altogether, the Obama administration has granted 1372 waivers and has denied about 100 requests. The mini-med waivers are essentially a stop-gap measure designed to keep employers from dropping health care benefits all together. The White House explains that waivers are granted if conforming to the rules “would disrupt access to existing insurance arrangements or adversely affect premiums, causing people to lose coverage,” acknowledging that the low-benefits plans are sometimes the only option that some employers can offer. The Democrats’ rationale is that the other changes under federal health reform will eventually allow employers to receive better, more affordable coverage under the health insurance exchange, when it begins operating in 2014.
To be sure, it’s worth closely examining which businesses and policyholders have received waivers, as well as which ones have denied them, along with the Obama administration’s rationale for making such decisions. But, as the April waivers reveal, the very fact that reprieves have been granted to businesses residing in democratic districts doesn’t mean the process is unjust. And to assume that the rationale must be political or “corrupt” is to turn a real policy issue into a partisan bludgeon.
By: Suzy Khimm, Mother Jones, May 17, 2011
May 17, 2011
Posted by raemd95 |
Affordable Care Act, Businesses, Conservatives, Consumers, Democrats, GOP, Health Care, Health Care Costs, Health Reform, Ideology, Politics, President Obama, Public, Republicans, Right Wing | Beneficiaries, Flex Plan Services, Health Care Waivers, Health Insurance Premiums, HHS, Mini Med Plans, Nancy Pelosi |
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Once again the United States Supreme Court under Chief Justice John Roberts has shown the nation it will always favor corporations over people even if it means conjuring new law out of thin air. Like Citizens United, the recent 5-4 ruling in AT&T’s favor gutting the power of consumers to file class-action lawsuits against giant corporations tips the scales of justice against the people and renders the enormous power of corporations even more enormous.
When I first heard about the case, AT&T Mobility v. Concepcion there was little doubt in my mind that the Gang of Five — John Roberts, Antonin Scalia, Samuel Alito, Anthony Kennedy, and Clarence Thomas would figure out a way to ignore Supreme Court precedent and again apply their judicial activism in service to the corporations, and by extension, to the oligarchy they apparently believe the “founders” intended.
It’s kind of funny when we see Republican presidential candidates like Mitt Romeny, Tim Pawlenty, and Newt Gingrich pandering to the “little guy” denouncing “elites” who are trampling on their rights only to remain mute on the fact that their beloved Republican Supreme Court never, ever rules in favor of the “little guy.”
The Republican president Ronald Reagan gave us Scalia and Kennedy; the Republican president George Herbert Walker Bush gave us Thomas; and the Republican president George W. Bush gave us Roberts and Alito. This cabal has shown over and over again where its true loyalties lie, not to “the law,” not to “the Constitution,” not to “calling balls and strikes,” but to a 21st century version of corporate feudalism. This new corporate feudalism that the High Court is determined to thrust on the nation is even more exploitative than the earlier brand of Medieval feudalism because it is absent noblesse oblige.
The serfs toiling on the corporate plantation can only continue to pay Chase and Bank of America for their underwater mortgages, ExxonMobil and Chevron for their $4 a gallon gas, and AT&T, Comcast, T-Mobile and the rest for the privilege of communicating in a modern society. And if the serfs seek redress the High Court will slap them down before they can get anything substantial off the ground. With Citizens United placing a stranglehold of corporate power over our state, local, and federal system of elections, we cannot turn to our political “leaders” for redress, we can’t turn to the courts, and we certainly can’t turn to trying to morally persuade sociopathic non-human entities called corporations — so where does that leave us?
In the current context of unrestrained corporate dominance it’s unconscionable that the Obama administration has not done more to blunt its disastrous effects. The Justice and Treasury Departments, the Securities and Exchange Commission, the Internal Revenue Service, etc. could be doing a hell of a lot more in bringing balance to the equation of corporations versus people. The administration’s lagging performance in holding Wall Street accountable is well known, but it won’t even lift a finger to block grotesque mergers like the one between Comcast and NBC Universal, and AT&T and T Mobile. In all these mergers and acquisitions it’s always the consumers and the employees who lose, while the CEOs and a select few of shareholders and financiers make out like the bandits they are.
Nothing illustrates the corruption rampant in Washington more than the recent resignation of Federal Communications Commission member, Meredith Attwell Baker, a Republican who Obama appointed to show how “bipartisan” he can be, who is now going to work as a lavishly paid shill for the very industry she was supposedly “regulating.” Ms. Baker will now make the big bucks serving Comcast/NBC Universal after she voted for the merger of Comcast and NBC Universal. Sweet. And few in the Beltway see anything unsavory about it.
Our political leaders, our Supreme Court, our captains of industry and finance, are so out of touch it’s going to be a long, long time before ordinary working people see any relief. All of our institutions, political, economic, even religious, social, and cultural, all of them, are failing the people miserably in pursuit of the Almighty Buck. The cunning game of appointing young ideologues to the bench has paid off handsomely for the corporate power structure. Someone should tell those people running around in tri-cornered hats and talking about the “founders” that it might be wise to save an ounce of their collective wrath for the Republicans who have appointed five Justices who are trampling on individual freedoms in service of corporations.
By: Joseph A. Palermo, The Huffington Post, May 15, 2011
May 15, 2011
Posted by raemd95 |
Big Business, Businesses, Congress, Consumers, Corporations, Elections, Justice Department, Lawmakers, Politics, Regulations, Supreme Court | AT&T, Citizens United, Class Action Lawsuits, Comcast, Concepcion, FCC, Gang of Five, IRS, Judicial Activism, Justice Anthony Kennedy, Justice Antonin Scalia, Justice Clarence Thomas, Justice John Roberts, Justice Samuel Alito, Mergers, NBC Universal, People, Republican Presidential Campaign, SEC, T Mobile |
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This afternoon, the People’s Rights Campaign, a coalition of labor and community organizations, organized a community action on Madison’s Capitol Square. Activists scrounged for their last pennies and taped them to “deposit slips” so that they could be deposited directly into the accounts of the CEOs of M&I Bank, Bank of America and JPMorgan ChaseBank.
“Why should they have to pay any taxes at all when grubby peasants and working stiffs still have a few pennies left in their pockets?” asked the group’s press release.
Kim Grveles of Wisconsin Resists”What we’re trying to do here is call a spade a spade,” National Nurses United organizer Pilar Schiavo said. “Walker’s budget takes from the poor, seniors, students and workers at a time when people most need help. Walker is taking our last pennies and giving them to the rich and to corporations.”
Kim Grveles of Wisconsin Resists added, “We’re demonstrating Walker’s agenda to transfer money from people to corporate sponsors of the governor and other GOP members of the legislature. Every bill is making us poorer and making the big corporate campaign contributors wealthier just like a reverse Robin Hood– stealing from the working class poor and giving to the rich.
“The corporations aren’t paying their fair share in taxes, they’re getting bailout money and they’re making millions in profits every year.”
Organizers referenced a May 1st article in the Wisconsin State Journal that pointed out that “changes to a corporate tax law proposed in Walker’s budget may mean businesses would pay the state about $46 million less in taxes over the next two years– and $40 million less each year after that.”
Reverse Robin Hook Mike Amato speaks in front of M&IGroups of protestors spread out and took their pennies and deposit slips to the branches of M&I Bank, Bank of America and JPMorgan Chase Bank closest to the Capitol.
At M&I, security guards locked the front door as soon as the group of a dozen or so approached. Mike Amato of the Teaching Assistants’ Association, who was dressed as a Reverse Robin Hood, tried giving his deposit slip to a guard, saying, “They want to create a peasant system, so we’re helping them out by being reverse Robin Hoods, stealing pennies from the poor to give to the rich.”
The security guard seemed unimpressed, later blocking off the entrance to the drive-thru teller window as well, saying that it was “private property” and making deposits to the CEO’s account would not be allowed, but he was later seen with a bank manager, discussing the text of one of the deposit slips the group had left behind.
Reverse Robin Hood’s BandAccording to Schiavo, a group of protestors succeeded in getting into the local Bank of America investment branch, where they deposited their pennies into CEO Brian Moynihan‘s account. Protesters were locked out of JPMorgan Chase Bank’s branch but were able to deposit their slips through the slit between the glass doors and leave them in a pile in the entryway.
Schiavo noted that the People’s Rights Campaign seeks, through this action, to call attention to their platform, which calls for “restored rights to living wage jobs, access to healthcare and retirement security rather than giving back to corporations that have already received money from the government and continue to give huge bonuses to their CEOs.”
By: Rebecca Wilce, Center for Media and Democracy, May 11, 2011
May 12, 2011
Posted by raemd95 |
Bank Of America, Banks, Businesses, Collective Bargaining, Conservatives, Consumers, Corporations, Financial Institutions, GOP, Gov Scott Walker, Ideologues, Ideology, Income Gap, Jobs, Middle Class, Politics, Public Employees, Republicans, Taxes, Union Busting, Unions, Wealthy, Wisconsin, Wisconsin Republicans | Activists, Campaign Contributions, CEO's, Community Action, J. P. Morgan Chase Bank, M & I Bank, National Nurses United, Peoples Rights Campaign, Poor, Seniors, Students, Teachers Assistant Association, Wisconsin Resists, Wisconsin State Journal, Workers, Working Class |
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