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“It’s Not All Doom And Gloom On Obamacare”: Just A Matter Of Time Before Republicans Start Criticizing Something New

Condemning the Affordable Care Act and its problem-plagued rollout is easy, but when the White House insists things are getting better, that’s not just spin. Brett Norman reports this afternoon:

Tech surge czar Jeff Zients said that HealthCare.gov will be able to handle 50,000 users at a time by the end of this month – up from 25,000 now, thanks to hardware additions and software additions the team is putting in this weekend and next week.

He said that will enable the site to handle 800,000 people a day – “a conservative estimate,” he said in a conference call with reporters.

It’s important to note that handling increased traffic, while clearly important, is not the resolution to all of the website’s troubles. Accurately connecting consumers to insurers and providing reliable data on subsidies is just as important, and to date, these are areas with which healthcare.gov has also struggled.

That said, Zients told reporters all of these issues are being addressed, and the increased website capacity should – should – keep the larger enrollment system on track towards its 2014 goals.

Indeed, even before Zients’s media briefing, Sarah Kliff highlighted reports of a “November surge” in enrollments.

By the end of October, the federal government had counted 106,000 people enrolled into private coverage through the new health insurance marketplaces, a small percentage of the projected half-million sign-ups.

By mid-November, though, with the 14 state-based marketplaces reporting fresh data, that number had just about doubled to more than 200,000…. State officials say they are seeing an uptick in sign-ups this month. California, which has had about 80,000 sign-ups, is now reporting about 2,000 enrollments per day. New York and Washington reported double-digit enrollment numbers as of this week.

Kaiser Family Foundation President Drew Altman told Kliff, “It’s not all doom and gloom.”

Reports from several states where officials want the system to work are reporting impressive numbers for the first half of November. California, in particular, appears to be leading the way – and given that the Golden State is the nation’s largest, that’s good news for the overall totals.

The law’s proponents shouldn’t be Pollyannaish about any of this, and we have not reached the point at which the system can fairly be described as “adequate.” It’s just not there yet.

But the administration can credibly say they’re putting out the fires; they’re making steady progress; and they’ve moving closer to their goals. The panic is subsiding. The recent chatter that “Obamacare” is going to destroy the president, Democrats, the health care system, and the idea of progressive governance on a conceptual level hasn’t quite gone away, but it’s looking increasingly silly.

And while I’m reluctant to look too far ahead with so much uncertainty still surrounding the system’s functionality, I can’t help but wonder about what the political world’s conversation will look like if, in the near future, healthcare.gov is working as it should, enrollment is strong, costs are contained, millions are gaining coverage they previously lacked, and millions more enjoy health care security that previously didn’t exist.

I have a very strong hunch we would, under this scenario, see very few headlines that say “Obama fixes problems, brings health care security to nation.” Rather, folks would just move past the hysteria of the last month, start criticizing something new, and Republicans could return to saying, “Now, about Benghazi….”

 

By: Steve Benen, The Maddow Blog, November 22, 2013

November 24, 2013 Posted by | Affordable Care Act, Republicans | , , , , , , | Leave a comment

“Giving The Rich Even More Influence”: More Money Coming To An Election Near You

After the 2010 Citizens United ruling, which allowed corporations and unions to overwhelm federal elections with unlimited “independent” expenditures, the courts began overturning reasonable state-specific campaign finance rules — in Montana, for instance. Now it is New York’s turn.

A federal appeals court panel on Thursday said New York State’s long standing $150,000 cap on contributions to independent political groups was probably unconstitutional. The ruling came less than two weeks before New York City’s mayoral election on Nov.5. It might be too late for wealthy conservative groups to gin up support for Republican Joe Lhota in his uphill battle against Democrat Bill de Blasio. But the ruling could have a significant impact on elections starting next year.

New York State already has extremely lax campaign financing laws which allow unlimited donations to political parties for “housekeeping” purposes. Other contribution limits are scandalously high and some crafty donors have even found a way around those by creating multiple limited liability corporations that can each give the maximum to a candidate. For example, one real estate developer, Leonard Litwin, has used this dodge to contribute hundreds of thousands of dollars to Governor Andrew Cuomo’s campaigns.

New York’s Attorney General Eric Schneiderman will have to decide whether to appeal the decision. But he and others have suggested that there are possible alternatives.

He has argued that if the courts keep getting rid of the ceilings on contributions, one good option for New York State would be to raise the floor. By that he means that Albany’s politicians should create a public campaign financing system much like the one in New York City

For more almost 25 years, New York City has enjoyed the best and fairest campaign financing operation in the country. Candidates receive $6 in public funds for every $1 in contributions up to $175 per person. That matching system means more people can afford to run for office. Donors who write small checks know they can make a bigger difference.  And voters have more choices, which might be the reason too many state legislators really oppose this way forward.

States that suddenly find big money flooding into their local elections could also fight back by demanding to know who’s writing those checks.

Shaun McCutcheon, who is at the center of a Supreme Court case challenging limits on campaign donations, issued a statement Thursday that said he is “very pleased that another court has decided to rule in favor of free speech.”

Actually it ruled in favor of giving the rich more influence than they already have over who wins public elections.

 

By: Eleanor Randolph, Editors Blog, The New York Times, October 25, 2013

October 26, 2013 Posted by | Campaign Financing, Citizens United | , , , , , , | Leave a comment

“The Evil Bozo Creep Show”: Trump University And Clown School

There’s really nothing all that wrong with defining “success” as making an absolute buffoon of yourself. You get attention that way. You might even make money that way, especially if you convince people that being as much of an embarrassment as you are is, in fact, a good thing – and you can put them on TV so people can watch the spectacle unfold. And in our absurdly celebrity-obsessed culture, there’s enough blurriness to the line between famous and notorious that one can convince oneself they’re moral equivalents.

But they’re not. If you want to make an ass of yourself for fame and money, knock yourself out. But don’t expect to be taken seriously at the same time.

That lesson has escaped walking logo Donald Trump, whom we thought was spending all his time combing his thin hair over his forehead, putting his name on buildings in tacky bright lights and humiliating people on a recession-era TV show about getting a job. But Trump, it seems, was running something called Trump University. Who knew?

These are not, after all, two words that one would put next to each other, logically. But Trump runs some sort of seminar camp in which he charges people up to $35,000 to hear hand-picked speakers talk about how to do the “art” of the Trump real estate deal, according to a complaint by New York Attorney General Eric Schneiderman. It’s not an actual university – that is, it doesn’t award degrees. And even the dangling carrot of the institution – the hope of actually getting to meet The Donald – wasn’t realized by many students (or, “students”) who, Schneiderman said, had to settle for a photo of themselves next to a cardboard cutout of Trump.

To his credit, that’s not a bad metaphor for the whole “university” scheme. But it’s hardly fair to people who shelled out thousands and thousands of dollars, thinking they’d get rich. Said Schneiderman:

Trump University engaged in deception at every stage of consumers’ advancement through costly programs and caused real financial harm. Trump University, with Donald Trump’s knowledge and participation, relied on Trump’s name recognition and celebrity status to take advantage of consumers who believed in the Trump brand.

To be fair, there are other fake schools that collect high tuitions from desperate people who then can’t find jobs or make back the investment they made in their educations. Trump is a meaty target – something he surely knows, since he’s put a lot of effort into making himself one. And it’s entirely possible that Schneiderman, wanting a tiny piece of the media attention Trump courts 24/7, was drawing attention to a serious issue by going after the least serious “school” out there.

But Trump’s level of self-aggrandizement has reached stunning heights, as he now contends that the president of the United States himself is behind the sting. President Obama and Schneiderman met on a Thursday night. Could they have been talking about Democratic politics? A looming government shutdown and what it would mean for the economy? The impact of Obamacare in New York, where insurance premiums are expected to go way down? Nope, Trump insists. It all has to be about him – what else? Said Trump:

They meet on Thursday evening. I get sued by this A.G. Schneiderman, I get sued on Saturday at 1 o’clock. Think of it. What government agency in the history of this country has ever brought a suit on a Saturday? I never heard of such a thing.

Perhaps it will all be academic in the end – which is about as close to academics as his institute comes. But Trump University and Trump himself should cheer up. There’s always clown college.

 

By: Susan Milligan, U. S. News and World Report, August 27, 2013

August 28, 2013 Posted by | Consumers, Donald Trump | , , , , , | Leave a comment

“No Unchecked Corporate Power”: If Republicans Love Competition, Why Do They Still Hate Obamacare?

When asked what makes the world work, any self-respecting right-wing Republican knows the politically correct answer: competition! (With at least one exclamation point.) It is the paramount principle and universal solvent perennially touted by the right to cure whatever ails us – in the abstract.

What they don’t seem to like so much, in reality, is the competitive impact of the Affordable Care Act, which is forcing health insurance companies into a contested marketplace – and seems to be driving down rates, state by state. The latest data arrived this week from New York, where insurance regulators announced that the new rates approved for 2014 will be 50 percent lower, on average, than current rates.

That stunning report follows similar news from California, where rates may drop by as much as 29 percent, as well as Oregon, Rhode Island, Vermont and several other states where the early indications show rates declining. Based on data compiled from 10 states and the District of Columbia, the Department of Health and Human Services says that 2014 premiums for mid-range (or “silver”) health care plans in those states will be nearly 20 percent lower on average than its own earlier estimates.

The reason is simple, as anyone familiar with the American health care marketplace knows. Most states until now have had no meaningful competition among insurance companies — and certainly nothing like the health insurance “exchanges” created by Obamacare to guide consumer choices.

In states that have actively promoted the exchanges, real competition is arising thanks to a marketplace that allows consumers to examine and understand choices, plans, and prices with ease. “That’s a very different dynamic for these companies, and it’s prodding them to be more aggressive and competitive in their pricing,” explains Sabrina Corlette, a research professor at Georgetown University’s Center on Health Insurance Reform.

For those of us who preferred (and still favor) a single-payer system providing Medicare to everyone, the compromises of Obamacare always provoked doubts about efficiency and fairness. Many liberals supported the Affordable Care Act reluctantly as a bad deal that was acceptable only in lieu of no deal.

But why do self-styled conservatives continue to hate health care reform with such ferocity? They may not care that it is truly “pro-life” and “pro-family,” with the clear promise of saving thousands of lives annually among families that were previously uninsured.  Yet they should surely appreciate a statute that promotes competition where there was none, improving services and reducing prices through freer enterprise.

Solving that conundrum exposes one of the ugly little secrets of the Republican right today – and one of many reasons why that movement no longer merits the honorable title of “conservative.” For what we can now observe in practice is that the Republicans perversely prefer a corporate marketplace without competition over a marketplace with competition overseen by government. While European conservatives have long accepted the need for strictly regulated markets, especially in health care, their American counterparts would rather allow corporate power to run unchecked at whatever cost.

It is an ideological preference that damages public health, ruins finances both public and private, and actually kills people every day, but it also swells corporate profits – which seems to be the primary value cherished by Obamacare’s partisan opponents. Such destructive irrationality is what passes for “conservatism” in our time.

So the congressional Republicans persistently attack and undermine reform, as they did by passing a resolution this week to delay the law’s individual mandate. Rather than do anything productive, they proceeded with that meaningless action. And they did so despite warnings from the insurance industry that a delay would only increase rates for everyone.

Supporters of the Affordable Care Act have long reassured each other that the law would gain popularity someday. But if present trends continue, the public may come to realize as early as next year that the benefits of Obamacare greatly outweigh the flaws – and that the law’s opponents offer nothing to most Americans except higher rates, less coverage, and a sicker, sadder, harder life.

 

By: Joe Conason, The National Memo, July 19, 2013

July 20, 2013 Posted by | Affordable Care Act, Health Care | , , , , , , , | Leave a comment

“Lower Premiums Is A Big Effing Deal”: The House GOP’s Futile Poorly Timed Efforts To Gut Obamacare

Guess whose heath care premiums are poised to drop considerably?

House Speaker John Boehner’s (R-Ohio) timing could be better. Hoping to capitalize on the bad press surrounding delay in the implementation of the Affordable Care Act’s employer mandate provision (even though the move was substantively meaningless), House Republicans are set to move on their latest idea: a vote on delaying the individual mandate, too.

Politically, the move arguably makes some sense. Even though Republicans came up with the idea of the individual mandate, they’ve since turned it into one of the least popular provisions in “Obamacare.” By singling it out for a delay, GOP lawmakers bring attention to a controversial health care policy and put Democrats on the spot for defending it. Their bill won’t become law, of course — Republicans love symbolic, post-policy governing — but they might get a few attack ads out of this.

But substantively, there’s a problem. In fact, there’s more than one.

First, by going after the individual mandate, House Republicans are taking a bold stand in support of leaving 13.7 million Americans without any health care coverage at all.

Second, GOP lawmakers are also simultaneously (and admittedly) positioning themselves in support of a policy that leads to higher premiums and gaps for Americans with pre-existing conditions.

And third, Republican lawmakers are, for purely political reasons, obsessed with gutting federal health care law at the same time as new-but-inconvenient evidence emerges that the law is working extremely well.

Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, state officials are to announce on Wednesday.

State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York. Beginning in October, individuals in New York City who now pay $1,000 a month or more for coverage will be able to shop for health insurance for as little as $308 monthly. With federal subsidies, the cost will be even lower.

Supporters of the new health care law, the Affordable Care Act, credited the drop in rates to the online purchasing exchanges the law created, which they say are spurring competition among insurers that are anticipating an influx of new customers. The law requires that an exchange be started in every state.

If elected officials’ principal goal is to pursue policies that benefit the public, launching a crusade to sabotage the Affordable Care Act really doesn’t make any sense.

Skeptics have noted this morning that New York’s insurance market is uniquely messy, so the results aren’t representative of the impact we’ll see elsewhere. Perhaps. But Matt Yglesias argues persuasively that it’s “a big deal anyway.”

The first reason is that New York is a really big state. Its almost 20 million residents account for over 6 percent of the American population.[…]

But this is also important because there’s a lesson here. At various points, the Affordable Care Act’s critics in Congress have suggested that they might be interested in keeping the popular-sounding aspects of Obamacare — the community rating, the guaranteed issue — but just scrap all that unfortunate mandate talk and tax increases. The New York experience shows why that won’t work. That lesser plan is essentially what New York did some years back, and the consequences were enormous premium hikes as the state’s market was rocked by adverse selection. Affordable Care Act implementation, by adding the nasty elements back in, is fixing a huge problem that other states don’t suffer from but that would exist everywhere if Congress took the approach of just doing the easy parts.

In light of this, House Republicans are eager — desperate, even — to boast about their efforts to gut the law, no matter what it does to the uninsured and people with pre-existing conditions, and even though it does more of what we already know doesn’t work.

Before we move on, let’s also not forget that this isn’t limited to the Empire State. In California, exchanges are taking shape and premiums will be even lower than expected; insurers in Oregon are also lowering premiums; and health care expenditures overall are slowing, just as Obamacare was designed to accomplish.

Congressional Republicans and a few too many pundits want you to believe the implementation of the Affordable Care Act is a disaster. It’s not. They want you to believe gutting the law would make things better. It won’t.

 

By: Steve Benen, The Maddow Blog, July 17, 2013

July 18, 2013 Posted by | Affordable Care Act | , , , , , , , , | Leave a comment